1. Overseas Emergency Medical Or Hospital Expenses Due To Sickness
Overseas Emergency Medical Or Hospital Expenses Due To Sickness
Covers medical expenses incurred abroad due to sickness. Outpatient and In-patient expenses are covered, including: medical, hospital, surgical, and nursing expenses.
|
SGD 400,000 |
SGD 1,000,000 |
Unlimited |
|
Insured Person (aged 70 years and above) |
SGD 100,000 |
SGD 125,000 |
SGD 150,000 |
|
Insured Child in a Family Plan |
SGD 200,000 |
SGD 200,000 |
SGD 200,000 |
2. Overseas Emergency Medical, Hospital or Dental Expenses Due To Accident
Overseas Emergency Medical, Hospital or Dental Expenses Due To Accident
Covers medical expenses incurred abroad due to an accident or injury. Emergency dental expenses arising from injuries during the journey are also covered.
|
SGD 400,000 |
SGD 1,000,000 |
Unlimited |
|
Insured Person (aged 70 years and above) |
SGD 100,000 |
SGD 125,000 |
SGD 150,000 |
|
Insured Child in a Family Plan |
SGD 200,000 |
SGD 200,000 |
SGD 200,000 |
|
Emergency Dental Expenses |
SGD 500 |
SGD 500 |
SGD 500 |
3. Overseas Medical Expenses For Women's Benefits
Overseas Medical Expenses For Women's Benefits
Covers medical expenses incurred overseas due to pregnancy related sicknesses or accidents.
|
SGD 2,000 |
SGD 5,000 |
SGD 8,000 |
4. Overseas Medical Expenses For Traditional Chinese Medicine
Overseas Medical Expenses For Traditional Chinese Medicine
Covers treatment by Chinese physician.
|
SGD 100 |
SGD 300 |
SGD 500 |
5. Local Medical Expenses For Traditional Chinese Medicine
Local Medical Expenses For Traditional Chinese Medicine
Covers treatment by Chinese physician in Singapore.
|
SGD 100 |
SGD 300 |
SGD 500 |
6. Overseas Hospital Confinement Benefit
Overseas Hospital Confinement Benefit
Pays a daily benefit of SGD 250 for each complete day you are hospitalized as an in-patient in a medical facility abroad.
|
SGD 12,500 |
SGD 25,000 |
SGD 50,000 |
|
Benefit paid for each complete day of hospitalization |
SGD 250 |
SGD 250 |
SGD 250 |
7. Local Hospital Confinement Allowance Benefit
Local Hospital Confinement Allowance Benefit
Pays a daily benefit of SGD 100 for each complete day you are hospitalized as an in-patient in Singapore.
|
SGD 500 |
SGD 1,000 |
SGD 1,500 |
|
Benefit paid for each complete day of hospitalization |
SGD 100 |
SGD 100 |
SGD 100 |
8. Local Medical Expenses For Outpatient Treatment
Local Medical Expenses For Outpatient Treatment
Covers local outpatient medical expenses for sickness and injury within 30 days from return.
|
SGD 12,500 |
SGD 25,000 |
SGD 50,000 |
|
Insured Person (aged 70 years and above) |
SGD 1,000 |
SGD 2,500 |
SGD 5,000 |
|
Insured Child in a Family Plan |
SGD 10,000 |
SGD 10,000 |
SGD 10,000 |
9. Additional Overseas Hospital Confinement Benefit
Additional Overseas Hospital Confinement Benefit
Pays an additional daily benefit of SGD 100 for each complete day you are hospitalized as an in-patient in overseas ICU.
|
SGD 2,500 |
SGD 3,500 |
SGD 5,000 |
|
Additional benefit paid for each complete day of hospitalization in Intensive Care Unit |
SGD 100 |
SGD 100 |
SGD 100 |
10. Accidental Death and Permanent Disablement
Accidental Death and Permanent Disablement
Covers death and disablement arising from an accident during the trip.
|
SGD 35,000 |
SGD 80,000 |
SGD 100,000 |
|
Insured Person (aged 70 years and above) |
SGD 17,500 |
SGD 40,000 |
SGD 50,000 |
|
Insured Child in a Family Plan |
SGD 17,500 |
SGD 40,000 |
SGD 50,000 |
11. Accidental Death (During Commercial Flight)
Accidental Death (During Commercial Flight)
Covers death arising from an accident during the trip whilst you are flying abroad a commercial flight.
|
SGD 35,000 |
SGD 80,000 |
SGD 100,000 |
|
Insured Person (aged 70 years and above) |
SGD 17,500 |
SGD 40,000 |
SGD 50,000 |
|
Insured Child in a Family Plan |
SGD 17,500 |
SGD 40,000 |
SGD 50,000 |
12. 24 Hours Emergency Medical Assistance, Medical Evacuation
24 Hours Emergency Medical Assistance, Medical Evacuation
Covers expenses for your medical transfer to the nearest hospital for emergency medical treatment or repatriation back to Singapore.
|
SGD 500,000 |
Unlimited |
Unlimited |
13. Repatriation of Mortal Remains To Home Country
Repatriation of Mortal Remains To Home Country
Covers expenses incurred in returning your remains to your home country in the event you suffer death during the trip.
|
SGD 50,000 |
Unlimited |
Unlimited |
14. Repatriation of Mortal Remains To Singapore
Repatriation of Mortal Remains To Singapore
Covers expenses incurred in returning your remains to Singapore in the event you suffer death during the trip.
|
SGD 50,000 |
Unlimited |
Unlimited |
15. Compassionate Return Trip Home
Compassionate Return Trip Home
Pays for the return trip due to the death of a close relative living in Singapore.
|
SGD 5,000 |
SGD 7,500 |
SGD 10,000 |
16. Compassionate Visit By Relative For Repatriation of Mortal Remains
Compassionate Visit By Relative For Repatriation of Mortal Remains
Pays for the incidental expenses of sending one relative or friend if assistance is required to assist in repatriation arrangement of your remains.
|
SGD 5,000 |
SGD 7,500 |
SGD 10,000 |
17. Hospital Visit By Relative
Hospital Visit By Relative
Pays for the incidental expenses of sending one relative or friend if you cannot be evacuated and require hospitalization for more than 5 days.
|
SGD 5,000 |
SGD 7,500 |
SGD 10,000 |
18. Accompanying Unsupervised Child Home (Child Guard)
Accompanying Unsupervised Child Home (Child Guard)
Pays for one relative or friend to accompany your children home following your hospitalization for at least 7 consecutive days.
|
SGD 5,000 |
SGD 7,500 |
SGD 10,000 |
19. Luggage Delay
Luggage Delay
Pays SGD 200 for each 6 consecutive hours of luggage delay.
|
SGD 1,400 |
SGD 1,400 |
SGD 1,400 |
|
Benefit paid for each complete 6 hours of delay |
SGD 200 |
SGD 200 |
SGD 200 |
20. Travel Delay
Travel Delay
Pays SGD 100 for each 6 consecutive hours of travel delay.
|
SGD 1,500 |
SGD 1,500 |
SGD 1,500 |
|
Benefit paid for each complete 6 hours of delay |
SGD 100 |
SGD 100 |
SGD 100 |
21. Travel Misconnection
Travel Misconnection
Pays for misconnection of conveyance of more than 6 consecutive hours.
|
SGD 250 |
SGD 400 |
SGD 600 |
22. Trip Cancellation and Loss of Deposits
Trip Cancellation and Loss of Deposits
Covers loss of unredeemable travel and accommodation expenses paid in advance.
|
SGD 10,000 |
SGD 15,000 |
SGD 25,000 |
23. Trip Interruption and Rearrangement
Trip Interruption and Rearrangement
Covers additional travel or accommodation expenses incurred or forfeited after the commencement of the trip.
|
SGD 10,000 |
SGD 15,000 |
SGD 25,000 |
24. Trip Curtailment
Trip Curtailment
Covers un-utilized portion or non-refundable of travel and/or accommodation expenses paid in advance.
|
SGD 10,000 |
SGD 15,000 |
SGD 25,000 |
25. Trip Postponement
Trip Postponement
Pays the administrative charges imposed as a result of trip postponement.
|
SGD 10,000 |
SGD 15,000 |
SGD 25,000 |
26. Flight Diversion
Flight Diversion
Pays SGD 200 for each 6 consecutive hours of delay for diverted flight.
|
SGD 1,500 |
SGD 1,500 |
SGD 1,500 |
|
Benefit paid for each complete 6 hours of delay |
SGD 200 |
SGD 200 |
SGD 200 |
27. Loss of Hotel Facilities
Loss of Hotel Facilities
Pays SGD 100 cash benefit for each day during which you suffer a substantial withdrawal of services at a hotel overseas due to strike / industrial action.
|
SGD 500 |
SGD 500 |
SGD 500 |
|
Benefit paid for each complete day of withdrawn services |
SGD 100 |
SGD 100 |
SGD 100 |
28. Automatic Extension of Cover
Automatic Extension of Cover
Allows you to extend your coverage up to 30 days without premium if the delayed return is caused by a claimable event
|
Free 30 days |
Free 30 days |
Free 30 days |
29. Delay due to Hijack
Delay due to Hijack
Pays SGD 500 for each full 12 hour consecutive hours of delay if the carrier in which you are travelling is hijacked.
|
SGD 2,500 |
SGD 5,000 |
SGD 7,500 |
|
Benefit paid for each complete 12 hours of hijack |
SGD 500 |
SGD 500 |
SGD 500 |
30. Loss or Damage To Checked In Luggage
Loss or Damage To Checked In Luggage
Covers loss or damage to luggage, clothing, personal effects when your luggage is checked in at airport or point of departure. Single article limit is SGD 500.
|
SGD 7,000 |
SGD 12,000 |
SGD 15,000 |
|
Sublimit pays per article, pair, or set of articles |
SGD 500 |
SGD 500 |
SGD 500 |
31. Loss or Damage To Unchecked Luggage And Personal Effects
Loss or Damage To Unchecked Luggage And Personal Effects
Covers loss or damage to luggage, clothing, personal effects when your luggage is with you during travel. Single article limit is SGD 1000 for personal computer, camera and video camera and SGD 500 for all other items.
|
SGD 3,500 |
SGD 6,000 |
SGD 7,500 |
|
Sublimit pays per article, pair, or set of articles |
SGD 500 |
SGD 500 |
SGD 500 |
|
Sublimit pays per personal computer, camera, or video camera |
SGD 1,000 |
SGD 1,000 |
SGD 1,000 |
32. Jewellery Cover
Jewellery Cover
Covers the loss of jewellery whilst overseas due to robbery or theft.
|
SGD 1,000 |
SGD 1,000 |
SGD 1,000 |
33. Loss of Travel Documents
Loss of Travel Documents
Covers the loss and replacement of travel documents whilst you are overseas.
|
SGD 5,000 |
SGD 7,500 |
SGD 10,000 |
34. Loss of Credit Card
Loss of Credit Card
Covers the reasonable expenses for the loss and replacement credit card.
|
SGD 500 |
SGD 750 |
SGD 1,000 |
35. Theft of Personal Money
Theft of Personal Money
Compensates the loss of personal money whilst overseas due to theft.
|
SGD 350 |
SGD 350 |
SGD 350 |
36. Golf Advantage
Golf Advantage
Covers damage or loss to golfing equipment.
|
SGD 1,000 |
SGD 1,500 |
SGD 2,000 |
37. Loss of Business Documents and Equipment When Overseas
Loss of Business Documents and Equipment When Overseas
Covers cost of replacing business documents which are accidentally damaged or lost and are necessary to conduct business during your overseas journey.
|
SGD 2,000 |
SGD 2,500 |
SGD 4,000 |
38. Personal Liability
Personal Liability
Covers against liability to third parties or damage to their property caused by your negligence.
|
SGD 600,000 |
SGD 800,000 |
SGD 1,000,000 |
39. Rental Vehicle Excess
Rental Vehicle Excess
Covers the excess or deductible that is imposed on you following loss or damage resulting from an automobile accident to the rental vehicle you have hired.
|
SGD 150 |
SGD 500 |
SGD 750 |
|
